Socio-economic

NOTES – Credit Unions, Banks, Wretched firms

Credit union advantages

  • They are essentially nonprofit organizations
  • Lower loan rates
  • Pay higher savings yields
  • Lighter on fees – 72% of largest credit unions offer free non string checking – many don’t have monthly fees (but those often don’t pay interest either
  • Lower fees for overdrawing
  • Many require only $5 to open savings account

 

If you are a veteran, there are quite a few available. But must be veteran

Many are not nationwide though.. so these highly recommended ones are

 

Alliant Credit Union – free if living in Chicago ...

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Pam Martens and Russ Martens – What’s Ahead in the Trump Hate Wars? Watch this Movie from His Chief Strategist

On Sunday, November 13, 2016, President-elect Donald Trump named Stephen K. Bannon as his Senior Counselor and Chief Strategist in the White House. Newspapers across America focused on Bannon’s background as an executive at the right-wing Breitbart News. But Bannon’s more revealing role is that of a seasoned propaganda filmmaker, churning out documentaries that target liberals as haters of America while his films are actually being financed by billionaires who like their plutocracy just the way it is.

On September 21, ...

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Pam Martens and Russ Martens – Wall Street Today: Fake Accounts, Fake Money, Fake Courts, Fake Regulators

Last Thursday, the Consumer Financial Protection Bureau (CFPB) announced that Wells Fargo was paying $185 million in fines and penalties for allowing its employees to open “more than two million deposit and credit card accounts” that were not authorized by its customers. The employees were attempting to “hit sales targets and receive bonuses.” In one of the most audacious forms of bank fraud, according to the CFPB, employees actually “transferred funds from consumers’ authorized accounts to temporarily fund the new, ...

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Nadia Prupis – Canada and EU Sign ‘Thoroughly Undemocratic’ CETA Trade Deal

Canada and the European Union signed the Comprehensive Economic and Trade Agreement (CETA) on Sunday amid widespread protests against the controversial deal that came back to life after negotiations stalled over objections from Wallonia, Belgium.

Environmental and democracy groups who opposed the agreement issued cautious statements condemning the signing but noting that CETA was not a done deal.

“This agreement will probably not survive the democratic and legal scrutiny of the ratification process over the coming months. It’s ...

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Bill Black: Debt Derangement Syndrome – Saving Our Grandkids from Wall Street

This is Naked Capitalism fundraising week. 1320 donors have already invested in our efforts to combat corruption and predatory conduct, particularly in financial realm. Please join us and participate via our Tip Jar, which shows how to give via check, credit card, debit card, or PayPal. Read about why we’re doing this fundraiser, what we’ve accomplished in the last year, and our fifth goal, more original reporting.

By Bill Black, the author of The Best Way to Rob a Bank is to ...

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Deirdre Fulton – Rising Student Debt Places Living Wage Even Farther Out of Reach: Report

In most of the United States, even a $15 minimum wage isn’t enough to make ends meet—and the gap becomes a chasm if you factor in ballooning student debt.

So says a new report from the People’s Action Institute, released Tuesday, which finds that in most states, the minimum wage provides less than half of the true living wage—an amount that takes into account what families need to cover basic necessities while also saving for emergencies or planning ahead.

What’s more, ...

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If Michael Moore Is A True Liberal, Why Is He Supporting A Fascist Neo Con For President – Gary Null

October 21, 2016

 

Dear Michael,

 

I have known you for many years as a fellow film director and have admired your productions and efforts to shine a spotlight on many of the ills in our government and society.  I have considered you a loyal liberal. Nevertheless your recent wholehearted support of Hillary Clinton and the Democratic party has convinced me you are another good liberal corporatist standing in opposition to a progressive agenda for the future.  It is one thing to use ...

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Deirdre Fulton – ‘Massive Body Blow’ for CETA as EU Trade Ministers Postpone Vote

The Comprehensive Economic and Trade Agreement (CETA) between the E.U. and Canada suffered yet another setback on Tuesday, as EU trade ministers postponed a decision on the trade deal due in large part to objections from Belgium’s southern region of Wallonia.

The Associated Press reports that “Wallonia fears that its farmers will be priced out of the market with cheap Canadian produce and that many of the labor standards they fought for will be swept away.”

Furthermore, AP added: ...

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Brian Bienkowski – Toxic Economy: Common Chemicals Cost US Billions Every Year

Exposure to chemicals in pesticides, toys, makeup, food packaging and detergents costs the U.S. more than $340 billion annually due to health care costs and lost wages, according to a new analysis.

The chemicals, known as endocrine disruptors, impact how human hormones function and have been linked to a variety of health problems such as impaired brain development, lower IQs, behavior problems, infertility, birth defects, obesity and diabetes.

The estimated economic toll is more than 2 percent of the nation’s gross domestic ...

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Alejandro Aravena – Two billion more people will live in cities by 2035. This could be good – or very bad

This week in Quito as many as 45,000 people have gathered for Habitat III, the global UN summit which, every 20 years, resets the world’s urban agenda.

Why should we care? Well, to start with, in the next 20 years, we will witness more than two billion more people moving to cities. Depending on what we do to accommodate them, this could be good – or very bad – news.

It’s good news because people are demonstrably better off in cities than ...

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